If there are any of the following points, it seems to be a waste, so I will list them so that they can be corrected.

1) Running out of money without an account
As soon as the money comes into hand, I tend to buy everything I get without making a list of what I need to do and buying everything I need. After buying one or two, only when the money runs out in droves do you know that the money has been spent, and there is no accurate accounting. That habit is something you should be very careful about, and no matter how much money you have in your hands, it is impossible to effectively buy anything other than spending money. In other words, not read.

2) Buying what you see in your eyes
This behavior is also wasteful. As soon as you see it in your eyes, you buy it. When I think about it when I run out of money, I already have it, It happens that I buy what I really need and don't buy what I really need. That is the grace of buying when you see it in your eyes.

3) Buying everything you want, not what you need
This is the same. I buy without thinking about what I want. The main thing is to buy if you want and have money in hand. It's a kind of spontaneous method.

4) Not sparing
This is not just shopping. When you have money in your hands, you don't spare your hard work and give easily. It's like borrowing. In other words, it's not capital for yourself, it's simply wasted.

Understand the difference between using and wasting, and if you feel that you are wasting, gradually try to control your mind.